Working capital

Growth money, sized to your sales.

Qualified accounts can access working capital through the processing relationship they already have — repayment tracks sales activity instead of a calendar.

The Partnr back office — live sales, channel, and customer reports reviewed on a laptop

The idea

Funding that lives where your revenue does.

It starts with your volume

Partnr already sees your card sales, so consideration for funding starts from numbers you never have to assemble.

The whole offer, up front

Amount, cost, and repayment shape arrive in writing — you decide with everything in view.

Repayment that follows sales

For qualified accounts, repayment typically tracks day-to-day sales activity instead of a fixed monthly bill.

What it covers

Put to work where the business needs it.

  • Restocking ahead of a busy season
  • Covering payroll through a slow stretch
  • Replacing or repairing equipment
  • A marketing push that can't wait
  • Opening the next location
  • Bridging a short-term cash-flow gap

Eligibility

For qualified accounts — and that's settled early.

Not every business qualifies, and we'd rather say so up front than after paperwork. Eligibility depends on processing history and account standing — and if funding fits, the complete offer comes to you in writing before any commitment.

Where it pays to process.

Ask about funding when you apply.

There's no commitment in asking — the numbers come to you first.

Have questions?

Frequently asked questions.

Let's talk

Built for established merchants · $20k+/mo

Ask us about working capital.

Tell us where to reach you. A real person follows up, usually within one business day.

Partnr is built for businesses doing $20k+/month.

No obligation. Your information is secure and never sold.